Architecting Your Medical Career

No.

OSMD is not designed around temporary assignments. OSMD is built around long-term, direct hospital-physician relationships in which physicians can return consistently to the same organizations and become part of the hospital’s clinical community.

Hospital employment can offer benefits, organizational integration, and a traditional employment structure.

OSMD is designed for physicians who may prefer greater autonomy and flexibility while still developing meaningful long-term hospital relationships.

Neither model is right for every physician. They represent different approaches to structuring a medical career.

Physicians can contract independently without OSMD.

Doing so may require the physician to independently identify clinical opportunities and coordinate malpractice, credentialing, insurance, banking, administrative resources, and other aspects of independent practice.

OSMD combines long-term hospital opportunities with a broader physician-support ecosystem and professional community.

Potentially, yes.

Some physicians may build a substantial or primary portion of their clinical practice around OSMD opportunities. Others may combine OSMD with academic medicine, administrative leadership, another clinical position, entrepreneurial work, or other professional commitments.

The appropriate arrangement depends on the physician’s specialty, goals, availability, and available opportunities.

In many circumstances, yes.

Whether a particular OSMD opportunity is compatible with another position depends on the requirements of the hospital relationship, the physician’s availability, existing contractual obligations, and the needs of the clinical program.

Current OSMD service lines include Hospital Medicine; Pulmonary & Critical Care; Cardiology; Trauma Surgery; Primary Care; and Urgent Care.

Additional specialties may be evaluated as OSMD develops new long-term hospital relationships.

That is generally the objective.

OSMD is built around continuity and recurring hospital relationships rather than one-time assignments. Physicians have the opportunity to become familiar with the hospital, clinical teams, medical staff, leadership, and community over time.

OSMD does not underwrite medical malpractice insurance.

Through independent third-party relationships, affiliated physicians may have access to physician-focused malpractice coverage options that they can independently evaluate.

The important question is not simply who pays the premium, but what the policy actually provides.

Physicians should understand who is insured, coverage limits, covered locations, occurrence versus claims-made structure, tail requirements, defense provisions, settlement authority, and what happens if the physician’s interests differ from those of another insured party.

Independent coverage can provide another option for physicians who want greater visibility into their professional liability protection.

No.

OSMD does not underwrite health insurance. Through independent third-party relationships, affiliated physicians may have access to health insurance resources they can evaluate independently.

Eligibility, networks, premiums, benefits, deductibles, and coverage terms are determined by the provider.

OSMD maintains relationships with independent financial institutions that may offer physician-focused banking, business banking, lending, lines of credit, and physician mortgage programs.

All underwriting, credit decisions, rates, fees, eligibility requirements, and terms are determined independently by the financial institution.

Wealth architecture is a coordinated multidisciplinary approach to long-term financial planning.

Through an independent third-party relationship, OSMD-affiliated physicians may have access to an organization that brings together financial planners, CPAs, attorneys, insurance professionals, investment professionals, business and entity specialists, retirement-plan professionals, and other advisors.

The goal is to coordinate these disciplines around one ongoing strategy rather than have each professional operate independently.

No.

OSMD does not provide legal, tax, investment, insurance, banking, estate-planning, asset-protection, or financial advice.

Those services are provided independently by third-party professionals who establish their own relationships with participating physicians.

Generally, no.

Most third-party professional resources are optional. Physicians may continue using their own attorneys, accountants, financial advisors, insurance professionals, banks, and other providers.

If a specific hospital opportunity has a particular requirement, that requirement would be disclosed separately.

OSMD provides credentialing and onboarding support for OSMD-related opportunities.

Physicians remain responsible for providing required documentation, completing applications, maintaining licenses and certifications, and satisfying applicable medical staff, hospital, and regulatory requirements.

OSMD collaborates with the hospital to establish an appropriate hourly compensation rate for the physician opportunity.

Fair market value serves as the starting point, with additional consideration given to costs and benefits that may not be fully reflected in traditional MGMA compensation assumptions, including items such as paid time off, payroll taxes, and other employer-related expenses.

Once OSMD and the hospital agree upon the hourly compensation rate, OSMD markets the opportunity to qualified physicians.

Participating physicians enter into a standardized physician agreement directly with the hospital, creating consistency within the program while preserving the direct hospital-physician relationship.

Contact OSMD and tell us about your specialty, board certification, states of licensure, geographic interests, availability, and professional goals.

OSMD can then determine whether a current or developing hospital relationship aligns with the type of long-term medical career you want to build.